Terms and Conditions of Service

This document outlines the terms and conditions for your use of Virexoluna’s independent portfolio review services. By accessing our website or requesting analysis, you agree to these standards.

October 16, 2025 (current version)

Acceptance of terms

Your use of this website signifies your agreement to abide by these terms. If you do not accept these conditions, please do not use our site or services. These terms govern all interactions with Virexoluna regarding portfolio analyses.

Definitions

For clarity, these terms help define certain references throughout this agreement.

• Service: The independent review and feedback offering provided by Virexoluna to its clients as requested.
• Client: The individual who requests or receives a portfolio analysis from Virexoluna.
• Information: Details and materials supplied by the client related to their portfolio for review purposes.
• Report: The output provided to clients summarizing observations and findings.

Use of our service

You may use the site and request analysis subject to these terms. Services do not include any investment or product sales, recommendations, or structured training.

Eligibility

Our services are available only to adults with full legal capacity under Canadian law. Minors are not permitted to request analysis or use this site.

By using our site, you confirm you are of legal age in Canada.

Client responsibilities

Clients must provide complete, truthful, and up-to-date information for analysis. You are responsible for protecting access to your own account and communications.

• Provide only accurate, current portfolio data as requested.
• Not share proprietary or confidential site information with outside parties.
• Promptly notify us of any data security incident.
• Comply with applicable Canadian laws when using our services.

Prohibited uses

Certain activities are strictly forbidden to protect all users and Virexoluna.

• Any attempt to deceive, defraud, or misrepresent information supplied.
• Distribution of unauthorized advertising or promotional materials.
• Use of site content or reports for unlawful or prohibited acts.
• Manipulation or interference with our digital infrastructure or data.
• Collection of personal data from others without consent.

Intellectual property rights

All site content and materials, including reports, are the property of Virexoluna and protected by intellectual property laws. Clients are granted a limited, non-transferable license for personal use of reports only.

Client submissions

Any information submitted for analysis remains confidential and used solely for providing the requested service.

Your privacy and security

We safeguard all personal data in accordance with Canadian law and our Privacy Policy. Data is never sold to outside parties or used for unauthorized marketing. Read our Privacy Policy

Service disclaimer statement

We provide independent feedback, not investment advice or product recommendations. Your personal decisions are your responsibility.

Limitation of liability

Virexoluna is not liable for any loss or damage arising from your use of this site or services, except as required by Canadian law.

Indemnification

You agree to defend and hold Virexoluna harmless against claims resulting from misuse of our site or violation of these terms.

Dispute resolution process

Disputes are addressed through discussion, and if unresolved, via arbitration under Canadian law.

Governing law and venue

The laws of Canada govern this agreement. Venue for any claims is within Canada.

Termination

We reserve the right to terminate access for breach of these terms, without notice, and may discontinue services at any time.

Changes

These terms may be updated periodically. Continued use of this site indicates acceptance of any modifications.

Severability

If any part of these terms is found invalid, the remaining provisions remain enforceable.

Entire agreement

These terms, plus our policies, form the whole agreement between you and Virexoluna.

Contact for terms inquiries

If you have questions about these terms, contact us at the address or email provided.